Diversify your co-operative pooled funds into bonds, T-bills, equities, real estate, and more — governed by your members, tracked in real time.
Stop leaving co-op funds idle between loan cycles. Gbajọ connects your registered co-operative to regulated instruments — with full member governance and real-time reporting.
CBN-backed 364-day bills. High liquidity, capital guaranteed.
Sovereign debt. Fixed coupon, FMDQ-listed, SEC-regulated.
Corporate & sub-sovereign bonds. SEC-regulated issuers.
NGX-listed stocks via pooled co-operative allocation.
SEC-registered REITs & real estate investment funds.
SEC-licensed fund managers. Diversified exposure.
Short-tenor commercial paper. High yield, short duration.
Eurobonds, commodities & structured products.
Submit your CAC registration. Gbajọ verifies and onboards your co-operative within 48 hours — no paperwork chasing.
Members contribute via auto-debit, bank transfer, or mobile money. Every flow is reconciled in real time, visible to all members.
Your treasurer proposes allocations. Members vote. Returns are distributed per the governance rules your co-op agreed on.
"We had ₦20M sitting idle between loan cycles. With Gbajọ, our co-op allocated it into 364-day T-bills — we earned ₦1.1M in 90 days without touching our loan book."
For registered co-operatives only. Apply in under 5 minutes. CAC registration required.